Why would a soft-top convertible car be most likely out of question for a daily-driver?

It's undeniable that a convertible car might be cool and have some extra fun factor, and the distinctively classic look of a canvas soft top made it once again become more widespread in convertibles instead of a retractible metal top. Even though some people can actually make good use of one as a daily-driver, it may not be the same for everyone, and some aspects render a convertible car out of question, such as a security concern as a soft top may be easier for vandals and burglars to damage. Not to mention the fire hazard which used to be more of an issue when some random a**holes used to throw lit cigarette butts while the vehicle was stopped at a traffic light, before fire-retarding materials became more usual, and smoking inside urban transit buses became outlawed. I have already seen some unruly teens littering on convertible cars with the top down when I lived in Florianópolis, and not only it's disrespectful but also may pose a safety threat in case some rubbish around the pedals may affect their proper function. Other aspect more specific to Brazil is the unsuitability to add armor legally, which may be deemed desirable by most luxury car owners, and nowadays there is absolutely no convertible version of any entry-level car in Brazil. It may sound dumb to even think about armoring a convertible car, but it's not unheard of, because it's Brazil so expect the unexpected... And even for a normal usage, the inherently lesser torsion rigidity of a convertible would be a greater matter of concern than for a regular hardtop equivalent, so it may render a convertible better suited for occasional usage, preferably in places with the pavement in a better condition than most places in Brazil where speedbumps and potholes are almost everywhere.